RD Express™

A Web-based Remote Deposit Solution with Integrated Payment Clearing

Businesses can now scan incoming checks in the convenience of their own office and transmit deposits electronically to their bank over the internet. This revolutionary way of processing checks, called remote deposit capture or merchant capture, is possible thanks to Check 21, a federal law that allows banks to process checks using digital images rather than paper.  It saves businesses time and money and eliminates daily trips to the bank.

RD Express is targeted to small businesses with low volumes of incoming checks.  Using a small check scanner, it captures the check images and securely transmits them to RP Solutions’ payment gateway, ExpressPay Gateway, for fast clearing. With its smart client architecture, RD Express is accessible via a web browser, but internet connectivity is required only when key functions are performed, such as uploading check images to our gateway.

A business can make deposits to one or more accounts with their existing bank.  ExpressPay Gateway manages the relationship with the financial institution and handles the entire clearing process on behalf of the end user.  Businesses benefit because they can begin using a remote deposit solution right away.  Banks benefit because they can rapidly deploy remote deposit solutions without having to build and administer an in-house solution to receive, route and manage deposit files.  

RD Express and ExpressPay Gateway combine to create a turn-key payment processing solution that does everything from capturing the image of the check, to clearing the check electronically, to depositing funds in the bank.

AR Express is a registered trademark and RD Express is a trademark of RP Solutions, Inc.